Moving Forward with Confidence

Trustway Insurance Agency — your trusted neighborhood insurance agency in O'Fallon, Missouri. We help families and businesses protect what matters most with tailored coverage from top-rated carriers.

Insurance Products

Comprehensive coverage options for every need. Click any product to request a free, no-obligation quote.

• Auto Insurance

  Protect your vehicle with comprehensive, collision, and liability coverage. Get a personalized auto insurance quote from Trustway.

• Home Insurance

  Safeguard your home and belongings. We find the best homeowners insurance rates for your property in Missouri.

• Commercial Insurance

  Protect your business with general liability, property, and commercial package policies tailored for Missouri businesses.

• Commercial Auto Insurance

  Fleet and commercial vehicle coverage for businesses of all sizes operating in Missouri and beyond.

• Motorcycle Insurance

  Full coverage motorcycle insurance for riders throughout Missouri. Get a fast quote online or call us today.

• Boat Insurance

  Marine insurance for boats, watercraft, and personal watercraft. Protect your time on the water.

• RV Insurance

  Specialized coverage for motorhomes, travel trailers, and recreational vehicles.

• Power Sports Insurance

  ATVs, UTVs, snowmobiles, and more — we cover all your power sports equipment.

• SR22 / FR44 Filing

  Fast, affordable SR22 and FR44 certificate filings to help you get back on the road legally.

Why Choose Trustway Insurance Agency?

• Independent agency — we shop multiple carriers to find you the best rate
• Local O'Fallon, Missouri office serving the entire St. Louis metro area
• Personalized service from licensed insurance professionals
• Founded by Steve Ludwig ("Mr. Insurance Steve") with years of industry expertise
• Fast quotes, easy policy management, and dedicated claims support

Our Story

Trustway Insurance Agency was founded by Steve Ludwig, known throughout Missouri as "Mr. Insurance Steve." Based in O'Fallon, MO, Steve built Trustway on the belief that every family and business deserves honest guidance and real protection — not a one-size-fits-all policy pushed by a captive agent.

As an independent agency, Trustway shops dozens of top-rated carriers to find the coverage that truly fits each client's needs and budget.

Frequently Asked Questions

What types of insurance does Trustway offer?

We offer auto, home, commercial, commercial auto, motorcycle, boat, RV, power sports, and SR22/FR44 filings. As an independent agency, we can shop multiple carriers for each type.

Where is Trustway Insurance Agency located?

We are located at 1001 Boardwalk Springs Pl, Suite 111, O'Fallon, MO 63368. We serve clients throughout Missouri and surrounding states.

How do I get an insurance quote?

You can request a free quote online by clicking any of our product cards, or call us directly at (855) 438-7353.

What is SR22 insurance?

An SR22 is a certificate of financial responsibility filed with your state DMV, often required after a DUI, license suspension, or serious traffic violation. We file SR22 and FR44 forms quickly and affordably.

Is Trustway an independent insurance agency?

Yes. As an independent agency, we are not tied to a single carrier. We compare rates from multiple top-rated insurance companies to find the best value for you.

Contact Trustway Insurance Agency

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